Is there any money for me after foreclosure

Bankruptcy Law Discussions Forum
1

19 years ago, I filed for and won a Chapter 7 bankruptcy. Last year, I moved out and foreclosed on my house. I recently heard the house sold and there might be leftover money for me. Am I legally entitled to this?

2

That sounds like good news! Did you get any official word from your mortgage company after the foreclosure?

3

Madden said:
That sounds like good news! Did you get any official word from your mortgage company after the foreclosure?

No official words or anything. I’m kinda in the dark here…

4

@Quillan
It might be a good idea to check with a bankruptcy lawyer. They can give you the specifics.

5

@Quillan
Absolutely, a professional will clarify all these legal nuances for you.

6

Madden said:
That sounds like good news! Did you get any official word from your mortgage company after the foreclosure?

FYI, if your mortgage was cleared in the foreclosure sale, any extra funds usually go to the former homeowner. Worth checking out!

7

@Adair
Really? I didn’t know that’s how it worked. Thanks for the info!

8

Hmm, that’s interesting. Have you tried contacting your lawyer who handled the bankruptcy?

9

Brady said:
Hmm, that’s interesting. Have you tried contacting your lawyer who handled the bankruptcy?

Good point, STU. That lawyer would have all the past details which could be super helpful now.

10

IDK, this sounds like you could really be owed some money. Don’t let it slide!

11

Ashton said:
IDK, this sounds like you could really be owed some money. Don’t let it slide!

Definitely! Could be a nice unexpected bonus, lol. Get checking!

12

What did your realtor say? They sometimes have insight into this stuff.

13

Tavi said:
What did your realtor say? They sometimes have insight into this stuff.

Realtors know a lot but for legal advice, definitely better to stick with a lawyer.

14

I went through something similar. Turned out I did get some money after all the deductions. Keep us updated!

15

Hale said:
I went through something similar. Turned out I did get some money after all the deductions. Keep us updated!

That’s reassuring to hear. Gives hope to the rest of us in similar boats.