Utility Debt, Bankruptcy, and School Debt Questions

Bankruptcy Law Discussions Forum
21

Ray said:
I had a similar utility debt issue, and bankruptcy wiped it out. It’s worth filing if you can’t afford their payment plan.

Thanks for sharing your experience! It sounds like it might be a good option.

22

Remember, bankruptcy isn’t fraud if you’re honest about your financial situation. The law’s there to help, not to punish people who are genuinely struggling.

23

Arlo said:
Remember, bankruptcy isn’t fraud if you’re honest about your financial situation. The law’s there to help, not to punish people who are genuinely struggling.

Thanks for the encouragement! It’s good to know others have been through this.

24

A $2,500 monthly payment on top of $1,000 in usage sounds unreasonable. Bankruptcy might be your best route if the utility company won’t budge.

25

Valen said:
A $2,500 monthly payment on top of $1,000 in usage sounds unreasonable. Bankruptcy might be your best route if the utility company won’t budge.

That’s what I thought too. Feels impossible to meet.