I’m representing myself in a case against my auto insurance company. They denied my claim for dings and deep scratches, labeling it as ‘ordinary wear and tear.’ The insurance company’s inspector submitted a report saying my car was ‘dusty and dirty,’ with photos taken from about 8 feet away that ignore close-up damage. I want to send interrogatories to the inspector to question his methods and qualifications. Can anyone recommend specific questions to ask? Also, is it appropriate to mention perjury if he doesn’t provide an accurate account in court? Lastly, I’m struggling to find my own expert witness to testify—local body shops are either unwilling or non-responsive. Any tips?
For interrogatories, stick to professional questions like his qualifications, inspection process, and methods. Avoid personal questions; focus on gaps in his report.
Jace said:
For interrogatories, stick to professional questions like his qualifications, inspection process, and methods. Avoid personal questions; focus on gaps in his report.
Got it. I’ll focus on his methods and why he didn’t capture the damage.
@Eli
Exactly. Challenge his process, not him personally.
For expert witnesses, try reaching out to a nearby university with an automotive program. They might have faculty or graduates who’d be qualified.
Dani said:
For expert witnesses, try reaching out to a nearby university with an automotive program. They might have faculty or graduates who’d be qualified.
I hadn’t thought of that. Thanks for the suggestion!
@Eli
It’s worth a try, especially if local body shops won’t help.
Threatening perjury is risky—it might come off as aggressive. Focus on exposing inconsistencies in his report instead.
Noor said:
Threatening perjury is risky—it might come off as aggressive. Focus on exposing inconsistencies in his report instead.
Good advice. I’ll keep it focused on facts.
Noor said:
Threatening perjury is risky—it might come off as aggressive. Focus on exposing inconsistencies in his report instead.
Good advice. I’ll keep it focused on facts.
Exactly. Show the jury how his report doesn’t align with the evidence.
If you’re mailing him questions, make sure to copy the insurance attorney. Certified mail is a good choice to confirm delivery.
Teo said:
If you’re mailing him questions, make sure to copy the insurance attorney. Certified mail is a good choice to confirm delivery.
Yep, that keeps it official. Always document everything.
Another option is to find auto damage inspectors who advertise as experts for insurance claims. Some offer consultation services for court cases.
Lian said:
Another option is to find auto damage inspectors who advertise as experts for insurance claims. Some offer consultation services for court cases.
Thanks! I’ll look into that for a local option.
@Eli
Best of luck! Sounds like you’ve got a solid approach.