I was given a ticket today for using my phone. I have heard that you will not get a point if it is your first time, does this imply my insurance won’t increase as well?
Would you please let me know if you have experienced something similar? Should I just enroll in traffic school to be cautious and make sure my rates will not go up?
Your first offense does not count as a point offense.
Will his insurance go up? Do you think @Nardo should go to traffic school?
Nope, I live in Los Angeles.
I had a clean driving record until I got a ticket for using my cell phone.
Progressive raised my insurance premium from $1,600 to $2,200. When I called to ask why it went up so much, they said it was because of the ticket.
That’s how your insurance company handles things—they do a thorough search for any court records of infractions. But attending traffic school wouldn’t have helped in this case, as traffic school only clears the ticket from your DMV record, not from the court record. For some reason, Progressive decided to check the court records in your case.
This is exactly what I want to know 