My mother passed away in 2008, and the solicitors are handling the estate. She had an overdrawn account with NatWest for $4000, which was written off in 2007. I just spoke to their estate team, and they don’t have any record of the account since it was closed back in 2007. They said they can’t find anything. Does this mean the estate is off the hook for the debt, or is this something that still needs to be addressed to finalize everything?
Hmm, that’s tricky. I think it depends on what the solicitors can prove. If they’ve already contacted NatWest and they don’t have a record, that could work in your favor. But I’d still want written confirmation just to be sure. Otherwise, NatWest could come back later and claim it.
@Penn
Yeah, I was thinking that too. I don’t want to deal with any surprises later on. The solicitor did call them, so I’m hoping that’s enough.
I would recommend getting it in writing. If NatWest doesn’t have any record of the account, it should be fine, but having something official to back it up could prevent any future headaches.
Avi said:
I would recommend getting it in writing. If NatWest doesn’t have any record of the account, it should be fine, but having something official to back it up could prevent any future headaches.
I agree. Just in case, I’ll ask for something in writing from them. I don’t want to risk it.
Also, if the solicitor has placed ads for debtors as part of the estate process, that might help protect you. But yeah, I’d still want a little more than just a verbal confirmation from NatWest.
Quinn said:
Also, if the solicitor has placed ads for debtors as part of the estate process, that might help protect you. But yeah, I’d still want a little more than just a verbal confirmation from NatWest.
Good point. I’ll check with the solicitor to see if that’s been done. I didn’t realize those ads could help with this.
Yeah, I would say the solicitor should definitely get something in writing just to be safe. Even though NatWest says they don’t have the record, having that paper trail could protect the estate down the line.
@Hadi
Totally. I think I’ll make that a priority. It’s better to be cautious than to leave it open for interpretation.
I’d actually recommend someone contact the local branch of NatWest. They might have records of the closed account that the estate team doesn’t have access to. That could make things clearer.
Gray said:
I’d actually recommend someone contact the local branch of NatWest. They might have records of the closed account that the estate team doesn’t have access to. That could make things clearer.
Thanks for the suggestion! I’ll give that a try. Maybe they’ll have more details that could help.