So, I just found out my car got repossessed because my ex didn’t make the payments. He was supposed to pay for it, but it was only in my name. My credit has already taken a hit, and I honestly want to get the car back. Anyone been through something like this? What are my options?
Ugh, that sounds rough. I think your best bet is to contact the lender ASAP. Sometimes they let you redeem the car if you pay off the balance. It’s worth asking about, at least.
I had something like this happen, and trust me, contacting the lender early is key. If they auction the car off and don’t cover the full loan, you’ll still be on the hook for the remaining balance, which is scary.
If your credit’s already affected, you might want to start looking into credit repair services. That can help you recover your score over time, even if the situation isn’t resolved immediately.
Could you take legal action against your ex for not paying? I mean, you didn’t have an agreement, but it feels unfair that you’re left holding the bag. I’d think about speaking with a lawyer about that.
It sounds like this is affecting you a lot, especially with your credit. But the good news is there are ways to work it out with the lender, and a local attorney might help you get it sorted. Hang in there!
I know it’s tough, but reaching out to an attorney in Ohio to negotiate might give you more options. They could help with both the car and any potential claims against your ex. Hope you get it figured out!